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Choose Loan Officer How may we help? Select A Loan ------------------------------------ Mortgage Home Equity Select Topic ------------------------------------ Mortgage Center Home BuyAbility Test Home Equity Test Calculators ------------------------------------ About Us Shareholder Relations Careers What's New Online Application Disclosure PRIVACY AND SECURITY POLICY PRIVACY POLICY At Pulaski Bank, we understand the importance of protecting consumer privacy in building and maintaining a long-term relationship with our customers. For this reason, we have created a set of privacy principles in order to assure that your privacy is maintained. We hope that the following statements will assist you in understanding the measures we take to protect your personal and financial information. 1. Recognition of a Customer's Expectation of Privacy. We recognize and respect the privacy expectations of all of our customers. 2. Use, Collection and Retention of Customer Information. We collect, retain and use information about our customers only to the extent we believe such information is necessary, useful and allowed by law, to enable us to conduct our business and to offer our customers a wide array of competitive products, services and other opportunities that may be of interest to them. We collect non-public information about you from the following sources. a) Information we receive from you on applications. b) Information about your transactions with Pulaski Bank, our corporate family members, or others. c) Information we receive from third parties such as a consumer-reporting agency. 3. Maintenance of Account Information. We do not share any non-public personal information about our customers or former customers with anyone except as permitted by law. We are permitted under law to disclose non-public personal information about you to third parties to assist with the servicing of your loan, consumer-reporting agencies, and in response to legal subpoenas and other legal processes. 4. Limiting Employee Access to Information. We limit access to personally identifiable customer information to our employees with a legitimate business reason for knowing such information. We train our employees to make sure that they understand the importance of confidentiality and customer privacy. We also enforce our employees' compliance with these principles through appropriate disciplinary measures as provided for in our Employee Rules of Conduct. 5. Protection of Information via Established Security Procedures. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information. 6. Protecting Children's Privacy Online From our web sites, we do not knowingly collect or use personal information from children under 13 without containing verifiable consent from their parents. Should a child whom we know to be under 13 send personal information to us, we will only use that information to respond directly to that child, seek parental consent, or provide parental notice. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our we sites may link. We at Pulaski Bank appreciate your business and will continue to protect the trust you have placed in us. Thank you for choosing Pulaski Bank as your financial institution. SECURITY STATEMENT Our website brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features a VeriSign-issued Digital ID for the bank's Internet Service Provider hosting our website, Secure Sockets Layer (SSL) protocol for data encryption, and a router and firewall to regulate the inflow and outflow of server traffic. SECURE DATA TRANSFER Once a server session is established on an https secure page, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by VeriSign, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank's server issues a public key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session. ROUTER AND FIREWALL Secure forms must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank. Using the above technologies, your Internet loan application and check reorder transactions are secure. By continuing you acknowledge that you have read and accepted the Privacy Policy and Security Statement